Two reasons Apple Pay is better than contactless cards. One is security. For purchases over a certain amount, cards make you enter a PIN. This is inconvenient and also susceptible to attack. Apple Pay secures every single transaction with your PIN, made convenient by Touch ID.
Two, if "faffing about" is your concern (thank you for that expression by the way, i'm going to start using it), pulling out a card is not really much different from pulling out a phone. But the Apple Watch supports Apple Pay, and that way you don't have to pull out anything. It's really convenient.
If you're wondering how it works securely with the watch, it's pretty smart. You unlock the watch with a PIN when you put it on. It senses when you've removed it from your wrist, so it just stays unlocked until that point. Therefore all Apple Pay purchases are PIN authorized without having to prompt you for it or a fingerprint. All you have to do is wave your wrist by the terminal and confirm.
Two, if "faffing about" is your concern (thank you for that expression by the way, i'm going to start using it), pulling out a card is not really much different from pulling out a phone. But the Apple Watch supports Apple Pay, and that way you don't have to pull out anything. It's really convenient.
If you're wondering how it works securely with the watch, it's pretty smart. You unlock the watch with a PIN when you put it on. It senses when you've removed it from your wrist, so it just stays unlocked until that point. Therefore all Apple Pay purchases are PIN authorized without having to prompt you for it or a fingerprint. All you have to do is wave your wrist by the terminal and confirm.