Being added to the black list makes it harder to do almost everything (including making money), which then means it is very hard to get off the black list. Because of that, I'm not a fan of this system.
It's a Black Mirror kind of nightmare. Imagine spending your life sweeping sidewalks with a forced smile on your face hoping one of the government's informants will notice and write it in their book so that someday you'll be allowed to buy a ticket to see your family.
These seem to be temporary bans, and they either expire or you have to do some act to regain your trusted status?