I definitely see a steady stream of Dashers come into the coffee shops I work out of... I'm still sort of shocked at how many people use these services, given how expensive they are: "More than half of adults under 45 use delivery at least once a week, and 13 percent use it once a day. Five percent use it multiple times a day. But the delivery boom isn’t confined to young people or to urbanites: About one in eight Baby Boomers uses delivery once a week, and so does about one in five rural dwellers."
Our cities are so messed up that just leaving the house is stressful and time consuming. I can't walk down the street without seeing at least one car do something monstrously stupid. I've witnessed accidents, screaming, near misses, people driving on sidewalks, blowing through stop signs without looking, and endless drunk/high drivers weaving around.
I can totally understand why people are holed up in their houses. It feels like a war zone out there.
People who actually live in cities aren't afraid of cities. People who live in the Midwest are told by cable news that cities are war zones because they like hearing it for culture war points, and then the sentiment gets further spread in comments sections. But they're not driving down restaurant business. I'm not an exceptionally brave person, but I feel much safer in cities than cable news wants me to feel.
That still sounds much more dramatic than any reality that I've seen. I'd believe that an instance of a car hitting a pedestrian is on average more serious now than in the past, because people are buying such stupidly big cars. But your scenario sounds like dystopian sci-fi.
Much of the internet is highly neurotic people thinking their twisted conceptions of reality are shared by others. I'm not a fan of the bad traffic enforcement in SF, but our family walks everyday, we take bikes to the majority of our things, and only take the car rarely when we need to transport a stroller some distance (our child is not old enough for the bicycle).
Everything is all right but it can be much better. It was even better in the recent past so one could argue it's not at it's best but it's not a warzone.
Traffic violence has become so normalized that you don't even see it anymore. Twice as many people are killed by traffic accidents than are murdered per capita. Your ad hominem attacks do not invalidate the piles of evidence.
Gratuitious is: Unnecessary or unwarranted; unjustified.
If you think that is is unwarranted to describe crashing 2+ ton vehicles into human beings at speed as violence, I would wonder how you would describe it.
https://run-phx.com/ is a guide to trail running in PHX... wrote all the content / reviews, but was happy to let claude handle the NextJS / Firebase backend work. Remarkable what a good job it did, although it was definitely a conversation
Well... sure. Capitalists are looking for the best rate of return when they deploy their investments, they're looking at the money to be made financing datacenters vs other things, datacenters are winning.
No it most certainly is not - I look forward to seeing your factual statements on the platform :) We'll be filtering out names so that reviews are attached to addresses, with a background effort on tying together problematic landlords and their property portfolios with some help from the housing unions.
Working on https://run-phx.com
... a guide to trail running in the Valley of the Sun with notable routes, curated by actual human beings in the running community. (whoa)
Not earth shattering, but something that should exist.
Certain types of transactions come with different types of risk... one might reasonably assume that X-rated games fall into the "frequently fraudulent" category
>one might reasonably assume that X-rated games fall into the "frequently fraudulent" category
There was no such evidence presented, all the evidence was that some christian extremists complained.
Sure your wife might see that you have a payment to pornhub and might not like it but you will not get on your credit card report the name of the game you bought from Steam or GOG so this fake excuse does not work like it would have worked with adult sites subscriptions.
But if there is evidence for Steam and GOG let me know, if somehow I missed the news and the chritian extemists were not the one that pressured VISA then also let me know.
Steam in particular is known to play hardball with chargebacks. If you issue a chargeback, rumor is that Steam will lock your entire account. Which seems incredibly unfair, but capitalism.
If the theoretical angle is stolen credit cards, I am unmoved. The point of stolen credit cards is to launder for durable goods/services. The external value of a digital porn game is $0.
This is generally true not just for Steam. By issuing a chargeback, you're burning that bridge and shouldn't be expect to do business with that vendor again.
That is not the case. A non-criminal chargeback maybe, but if you've had your card stolen and chargeback with a merchant for that, they don't hold that against you.
Though, it maybe be more annoying to get your purchase approved because the automated risk system will flag it.
We sell product to people with prior chargebacks with us every single day
As far as I can tell, you get restricted from buying new games/activating codes, but they don't take away your existing library (besides the one you chargeback'd).
>Steam in particular is known to play hardball with chargebacks. If you issue a chargeback, rumor is that Steam will lock your entire account. Which seems incredibly unfair, but capitalism.
1 do we have evidence this is happening more with adult games? You can refund games in 2 hours I think, so it is enough to get that clarity and refund the game or find it is trash and refund it.
2 the evidence points to a Christian Extremist group, so are you guessing here ?
If we are just pulling guesses from our asses I would guess that children that get their hands on the parent credit card could buy a lot of bullshit , then parents find out since the bullshit costs much more than a game and would attempt to recover the money sicn ehte time interval passed.
And afaik all single player games can be obtained for free so honestly if someone is in doubt about some adult game they can find a free version somewhere and do not risk getting found out by some partner that spies on their Steam Library content or purchases.
The entire giftcard industry operates with these payment networks just fine despite large chargeback percentages that come from literal stolen credit cards
If the claim that "higher chargeback risk" like that cut you off from the payment networks were true, you would not be able to buy gift cards with credit cards.
Different content absolutely has different risk profiles.
However, the payment networks do not care. As long as you aren't literally a front for laundering stolen credit cards, they are happy to take your money and very happy to charge you for every single chargeback.
There has NEVER been any evidence presented to support this "porn has high chargeback rates" claim, and other fields that DO have high chargeback rates have no problems taking credit cards.
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