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>Sharing credentials exposes me. Receiving credentials burdens me in the event that something happens with the account for which I know credentials.

Sometimes it's more or less unavoidable when you're helping aging parents and have significant access to financial information anyway. (But, then, that doesn't fall under "shouldn't access.")

However, in general, yeah. Good infosec practices aside, I just don't want to be in a situation where I have niggling suspicions of someone or they have of me because something weird happened and one or the other of us had credentials to the other's systems or accounts.



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