He shouldn't have to submit for a "discount" based on his "household finances" anyway! What if he doesn't qualify after all? Does he owe $100k if he makes more than $70k/year? Actually what level of income should be the low threshold for having to pay $100k after insurance for your life-critical health event?
I'm not saying he's wrong on the principle. I'm saying I wouldn't have the guts to risk $108,300 just for a chance to maybe win a moral victory over $700.
