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Ok, but can you translate this line of thought to a fine at the scale of an individual, for example a speeding ticket?


"Here is a $100 fine because we caught you speeding in a poorly-marked zone. Of course, now that you unambiguously know what the speed limit is here, if we catch you speeding again, we will take your house."


Why does Goldman Sachs, HSBC, etc have houses...?


A speeding fine is the punishment, and the limited amount of points on the driving licence, some of which are taken away at each infraction, are the incentive for changing behaviour.




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