To paraphrase a recent HN comment about the touchbar...
"I'm so glad this model has soldered storage"
"I would buy a dell xps but only if it had soldered storage"
things no one ever said. [1]
Soldering ram and storage on a laptop this big is an anti-feature, just a remnant of what Marco calls the "spiteful design" [2] of the last three generations. When a DIY upgrade to 128gb/16tb is affordable not a single person will be thankful they can't upgrade.
The point is I don't care. I'd rather have the specs of what I'll need five years from now right now and have a very comfortable machine than having a reasonable machine now, spending a day upgrading it later, having a then reasonable machine until it's retired.
The difference in cost is not that huge. I'm not talking about getting an 8-way Xeon Platinum box with 16 TB of RAM to put under my desk.
>have the specs of what I'll need five years from now right now
lol... like you can know this. My 2010 MBPro definitely needed 16GB ram in 2016, and thankfully I was able to put it in there even though apple never supported that much ram in that model.
Your entire perspective on this is entirely warped.
[1] https://news.ycombinator.com/item?id=21524004
[2] https://marco.org/2019/11/13/mbp16