You walk into to a supermarket to buy a bottle of milk. None of the items have prices. There isn’t even milk on the shelves. You present your supermarket card to someone and then talk to a consultant who then does a bunch of tests and gets you milk plus some other items (which have high margins - like a special green bottle cap)
Then you go home and receive separate bills that trickle over several months. One from milk consultant, one from the doorman, one from the cleaner and other folks you never even met. The total bill could buy you a truck of milk in other countries but you’re glad you have supermarket insurance and you only pay the price of 10 gallons of milk out of pocket.
Then you go home and receive separate bills that trickle over several months. One from milk consultant, one from the doorman, one from the cleaner and other folks you never even met. The total bill could buy you a truck of milk in other countries but you’re glad you have supermarket insurance and you only pay the price of 10 gallons of milk out of pocket.