Not to sound callous... but you took out the loan on those terms. Are they unfair terms? Sure. Were you ignorant and naive to agree to them? Absolutely. But should you also take some responsibility for the situation you now find yourself in? Yes, you spent $40k.
It sounds like you had to fight to get SSDI, not sure what that means, but at this point if you're making $1300/m you could start to pay off a loan that you took out and have a responsibility towards.
Again I don't know you or your situation at all but it sounds like you don't wanna recognise that at least a little bit of the problem is you.
It sounds like you had to fight to get SSDI, not sure what that means, but at this point if you're making $1300/m you could start to pay off a loan that you took out and have a responsibility towards.
Again I don't know you or your situation at all but it sounds like you don't wanna recognise that at least a little bit of the problem is you.