ID must be radically accessible for this to work. Very inexpensive cards and robust social systems for facilitating obtaining ID for those who face challenges getting to issuers.

Most EU countries have strong online id systems, either guaranteed by banks and two-factor (Nordics) or even national id card (Estonia). In fact you do not need a card, as SMS two-factor prevents 99% of fraud (India, AADHAAR).

How does India’s identity provider solve for SIM hijacking for SMS 2FA?

The line is that voting is a right and unemployment isn't.

That said, people pay into UI for their whole working life, then when they need it the payout is a joke, so it needs to be improved significantly IMO.

The only reason people can survive on it right now is that it's been significantly boosted at the federal level.