I don't think this is correct based on some of the maritime law I read. My understanding is that the Panama canal is the only place in the world to where the Pilot assumes charge of the ship. Everywhere else, the Captain remains the authority. Also, the helmsmen would have been from the crew. The pilot would simply be giving adjustments.

As to whom is responsible monetarily ::shrugs::, it seemed like an act of God caused this so I have no clue.