I think this sort of thinking vastly overestimates the frequency with which these sorts of things happen. The risk seems high because you hear stories all the time, but that is because those stories are interesting and are shared widely. You don’t read about the 99.999% of the time that nothing bad happens.

This is like watching the evening news and deciding not to go outside ever because you are just sure you will murdered.. after all, every night they show a new murder!