Wait until you’ve experienced the bliss of UK FPS. It’s completely free for consumers, and so fast that if I transfer money between two banks with push notifications for tx, I often get the receive notification before the sent one.
You're conflating censorship and privacy here, in a somewhat hilarious way, because you get less privacy with cryptocurrency than you do with traditional banking.
You're also ignoring the censorship that happens through the exchanges when they blacklist wallets. Sure, you can send cryptocurrency from wallet to wallet, but if the exchanges blacklist the wallets, you can never get the money out to fiat currency.
I'm positive you're going to next say use monero or zcash, but then you're limited to using shady exchanges, and if you want to have your fiat bank accounts flagged, there's a great way to do it.
censorship is applied rarely in cases of porn and geopolitics. The majority are happy to stay in their lane; circumventing sanctions is a niche market.