Absolutely do not use your debit card ... well, anywhere if you can help it.
(Apologies, saw the wrong parent comment) How many utilities, credit card companies require a checking account for autopay? How many times have you thrown out an old checkbook that contains routing and account numbers on a carbon copy pages?
Bank accounts are not especially secure, we mostly hope to limit the risk/reward calculation for hacking them and basic security controls.
> How many utilities, credit card companies require a checking account for autopay?
In my experience, this is getting better! I now have all but one of my bills being paid by my credit card. Used to be that the utility companies made you pay extra and use a third party service if you wanted to use your credit card.
Not all, though. Verizon, for example, will let you pay with a credit card, but they give a substantial discount if you use a debit card instead. For obvious reasons. I hope that does not become normal. I'm used to Verizon being scummy, I hope it doesn't become the default behavior for the other utilities I pay for.
The US needs an automatic bill payment system with strong guarantees.
In Britain, most people¹ pay bills (electricity, water, phone, internet, insurance, car loan, credit card etc) by "Direct Debit"². (Most European countries have a similar system with similar guarantees, but this one is described in English.)
If anything should go wrong, the bank must fix it. There's a list of direct debits in the bank's interface, and they can be cancelled/suspended with one click (or by phoning or going to the bank).
It isn't perfect (see 3 from two weeks ago) but that sort of problem is rare enough that it was reported in newspapers.
¹ "Direct Debits are used by nine in ten UK consumers to pay some or all of their regular bills".
(Apologies, saw the wrong parent comment) How many utilities, credit card companies require a checking account for autopay? How many times have you thrown out an old checkbook that contains routing and account numbers on a carbon copy pages?
Bank accounts are not especially secure, we mostly hope to limit the risk/reward calculation for hacking them and basic security controls.