Yup. Also, that's the Good scenario. What if you are unfortunate, and don't die, but just become paraplegic? Aside from the financial impact on society (unless you are a millionaire, you'll end up needing help) you'll spend the rests of your life regretting your choice of not wearing a seatbelt.

I somehow suspect that we should just call them "freedom belts" and enshrine them in the constitution.