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> Yep I believe that is a pretty well established cognitive bias called Illusion of Control

It is not an illusion that the car driver is in control of the car and their decisions.

It is an euphemism to call car crashes "accidents" because the vast majority were not an accident that simply randomly happened, it was an event the driver could have avoided by making better choices (e.g. call that cab instead of driving drunk, etc).



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