And as always when cramming in so many pixels on such a tiny area, the sensor will produce garbage material that has to be scaled down to a fraction to look acceptable. The average consumer will of course be lyrical, because bigger number is better.
I’ve tried 108mp samsung camera and sharpness and digital zoom was incredible, provided you can keep subject stable. iPhone 13 Pro is nowhere close in this aspect.
I've seen example images from the S22 as well. In 1:1 resolution the details look like garbage even with Samsung's weird post-processing. The actual pixel-by-pixel material is not usable for anything. The image must be scaled down to alleviate the problems, forfeiting the point of such a high-res sensor.