But if your card's chip is broken, can't you just get your bank to send out a new one?
Of course I can. But that means I have to stop and take time out of my day to call my bank and dick around with them. And then if the new card comes with a new number (I don't know if it will or not), and/or expiration date (that almost certainly will change), then I have to login to EVERY SINGLE ONE of the places online where I use that card for some kind of automatic payment and change the payment details. I'm extremely loathe to do that, because it's incredibly tedious and painful, and I always miss one anyway and wind up getting scary emails about how my account is about to be closed.
Sure, my hand will probably be forced on this sooner or later. But as it stands, I just haven't cared enough to deal with all of that.
It might depend on your bank, but if you request it, it should be possible for them to issue a new card on the same account without cancelling the old card.
Your new card will have a new number and expiry date, but the old one will remain valid.
In any case, these days my web browser remembers card numbers and fills them in automatically, so it’s really not such a big deal to update card numbers online.
It might depend on your bank, but if you request it, it should be possible for them to issue a new card on the same account without cancelling the old card.
That's a good point. I guess I should call them and see if that's an option. If so, that sounds like the best of both worlds.
I could also buy a phone that has NFC / tap to pay support, and link my card to Google Wallet and use that. An awful lot of the place I shop support that these days...
Of course I can. But that means I have to stop and take time out of my day to call my bank and dick around with them. And then if the new card comes with a new number (I don't know if it will or not), and/or expiration date (that almost certainly will change), then I have to login to EVERY SINGLE ONE of the places online where I use that card for some kind of automatic payment and change the payment details. I'm extremely loathe to do that, because it's incredibly tedious and painful, and I always miss one anyway and wind up getting scary emails about how my account is about to be closed.
Sure, my hand will probably be forced on this sooner or later. But as it stands, I just haven't cared enough to deal with all of that.