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> all new currency is given to 4500 corporations and those corporations choose how to distribute it

This is not true. You're describing the demand-deposit component of M1 [1]. Below that is M0, i.e. reserves and fiscal policy. One created by the Federal Reserve, the other by elected officials. Above it are marketable securities (M2, the most useful measure of money) and money-market fund assets (M3), a broad and de-centralised set of issuers.

[1] https://www.wallstreetmojo.com/money-supply/



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