SVB doesn’t exactly go around publishing the details of their internal operations. Do you expect a small startup without significant ARR to question SVB’s treasury managers before opening an account?

No but their quarterly statements do have relevant information, if someone wants to dig around. One would assume that if people spend hundreds of thousands of dollars on AWS (someone to manage their compute), they would spend some time doing due-diligence on the financial institution where they choose to park their money.

What evidence is their that this due-diligence would conclude SVB was any more risky than a different bank? They bought US government bonds, this is not an FTX situation.