I somehow ended up as an American eligible for health insurance in the Medicare for All model (I'm covered and just pay a % of my income, but I can have whatever income I want), and it's shocking what this has done for my ability to not only plan, but to tell employers and prospective employers to pound sand.

One interesting thing about it is that it makes working for small businesses that can't afford good healthcare viable. It would really help jumpstart that part of the economy if we decoupled healthcare from employment.