Otherwise known as "Your society has actually advanced the payments and banking industries beyond the 60s that the US is perpetually stuck in"
People don't use cash because there are better options that better meet their needs. Most people's needs don't include "the government can't know I'm buying this"
How is that argument different from banning Signal? eg: People don't use end-to-end encrypted messaging because there are better options that better meet their needs. Most people's needs don't include "the government can't know I'm saying this".
Is there really no monetary exchange you've made in your life that, if your government knew about, could get you into trouble? And are you so confident in the future of your government that you're willing to give them that power? I'm not.
People don't use cash because there are better options that better meet their needs. Most people's needs don't include "the government can't know I'm buying this"