But we don't live in legacy times we live in present times. So is it too much to expect people on a tech forum to be at least a bit up to date on the present tech instead of regurgitating fears 10 years out of date?

If you're wearing out your SSD life endurance in a few years, you have an issue.

I'm not disputing that (hence the “You're correct” at the beginning of my response), I'm just reacting to your mention of “FUD”.