None of the vehicles have demonstrated any payload capacity yet. 50 tons is the on-paper capacity only, and seems quite high given how little fuel is left when the bring an empty starship to orbital altitude. I assume that as the engines and launch procedures get more efficient, they will start being able to bring stuff to orbit (and quite a bit of stuff, too).
They've actually been having to dump propellant in order to more accurately test what a Starship in orbit would be like, given they're not flying with a payload that would consume that propellant on ascent, but that they still want to launch with a full tank.
The dumping of this excess propellant actually caused an explosion and loss of vehicle on the second test flight.
That's what they said about the second test flight (and the third), but the webcast recordings looked a lot more like fuel leaks to me, and that is in line with Starship and early Falcon's past issues. I'm going to press X to doubt that the dumping narrative is the truth, since a nice face-saving white lie is in every corporation's handbook.
That's a weak rebuttal. It's not disputed except by the lunatic fringe - starship has carried a payload (although not quite to orbit, very close to).
Whatever that means is what it means, the ship was out of control and I don't know whether or not the mission requiring that payload was successful, but the fact is that it did carry the payload.