I'm 42 and in the last 10 years, I have written two checks: One to a dentist who didn't have an online billing portal, and one to a car wrapping business who charged an extra 3% to pay with a credit card.
Even the $6,000 water main replacement and $24,000 roof replacement allowed me to pay through ACH online and so I didn't have to write a physical check.
EDIT: Actually, 10 years would include the last few months I lived in an apartment. I paid my rent with a physical check back then. If I lived in an apartment today, if they accepted online payments of some sort without an extra fee, I'd do that.
Even the $6,000 water main replacement and $24,000 roof replacement allowed me to pay through ACH online and so I didn't have to write a physical check.
EDIT: Actually, 10 years would include the last few months I lived in an apartment. I paid my rent with a physical check back then. If I lived in an apartment today, if they accepted online payments of some sort without an extra fee, I'd do that.