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It's an interesting article, but the title ('we found fraud!') doesn't quite match the article, which continually points out that there are suspicious patterns in the data but that they aren't ironclad evidence of fraud.

That said ... yeah those particular VINs do look seriously dodgy to me! If nothing else, then the drivers reporting 5 crashes in a 12 month window probably shouldn't be driving.




I got into 2 crashes in a couple of weeks once:

I was in the left lane, stopped, signaling to make a left turn, when someone rear ended me because they didn't notice me.

I was stopped at a red light. The octogenarian behind me revved his engine, dropped into drive, and peeled out to rear end me a second time, because he “had places to be”. When I asked for his insurance, he drove off and I had to file a hit-and-run report with the police.

Just saying, sometimes you can be minding your own business and get really unlucky.


Two in a short period of time is pretty sus though. You can be "minding your own business" and oblivious to the degree to which other traffic is having to actively avoid you. My elderly mother fits into this category.


Could be, but also could not be. Do you have reason to believe I could’ve caused the person behind me to peel out, run into me, flee the scene, go to court, pay for 100% of my damages, and lose his license for life? Or is it just fun to play the cynic?


> Do you have reason to believe I could’ve caused the person behind me to peel out, run into me, flee the scene, go to court, pay for 100% of my damages, and lose his license for life?

You're wording it in high specificity like that specifically because you know, and know that everyone else knows that people who get into many accidents in a short period of time are typically poor drivers even if the specific circumstances of the accidents do not result in them paying for them. Sure, it might've just been bad luck, but that's what they all say.


You don't know me and have no reason to think I'm lying, but you've opted for cynicism.

This is not the path to happiness. I hope you have a better day today.


You don't have to tell me that ignorance is bliss.

I didn't say that you were lying, there's a reason I specifically cited obliviousness, though if the shoe fits...




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