I'm using it without any AI stuff, just turned everything off. I like it. But in day-to-day usage I don't really see any difference with VSCode. And I'm using it out of pure curiosity and interest to try something new.
But it's painful some of the basic features that are missing. Like manually switching indentation settings on a file. Not supported by Zed at all, you have to write an entire editorconfig file for your project instead, or change your global settings.
I do really love how simple some of the GUI config options are though. Just a single value to hide the useless Collaboration panel and button.
And having a default settings and default keymap file you can open to look at and copy from when modifying your own is so helpful, and makes it much easier to customize a key binding here or there from the defaults instead of the GUI-fied VSCode mess that you can't eve see what's been manually modified easily.