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EIB has EUR 500B of capital, invests about 80B/year, and makes about 2B/year profit [0]. European states buy EIB bonds which pay interest [1].

This new 70B will come from bonds sold to EU member states. The states need to approve purchasing the bonds.

EIB earns about 3% profit. Private banks earn about twice that [2]. EIB is a non-profit organization.

EIB makes about 10% of its loans outside of the EU.

[0] https://www.eib.org/attachments/lucalli/20240237_070525_fina...

[1] https://en.wikipedia.org/wiki/European_Investment_Bank#Fundi...

[2] https://www.bankingsupervision.europa.eu/press/speeches/date...



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