Its beyond minid-boggling how you spend 1300 a month on rent and gym and other stuff. Which neighbourhood are you in? How many roommates? I've usually paid around 3-4K for a studio...
I'm in Kensington with two roommates in an old house. It's definitely a great deal but if you are willing to live with roommates in a somewhat uncool area, similar deals are definitely possible: https://streeteasy.com/for-rent/nyc/price:3000-4000%7Carea:3...
I was curious too, and it seems feasible. Assuming at least 2 other roommates, you can find a 3 bed for less than 3600/mo. Here's a small 4 bd/1.5 ba for 3350/mo, so about 1120/mo.
actually i used to live in flatbush the first year i moved to nyc in a "coliving" space, and the rent was very low around 1.2K p/m, but never again going back to that area... Parkside ave station was disgusting honestly.