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Funny you should ask, I just paid my mortgage.

Mortgage - $3800

Groceries - ~$1000

Eating out - ~$1000

TV / Internet - $250

Utilities (Water, electric, sewer, gas, trash) - $400 average

Car insurance - $280

Phones - $170

Life insurance - $106

Health insurance - $700

Audible - $40

Personal Trainer - $300

Panera Sip Club x2 - $26

Pharmacy - $100 / average

~$8200 a month on regular purchases.

What do I want that we don't have the money for? A paid off house. My mortgage is 40% of our monthly expenses and I'd like it to be half what it currently is.

I want to buy a nice new truck or car, but can't justify adding another payment of $500 to our bill sheet for the next 6 years. I also don't want to blow up savings to buy a car with some cash.



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