Neither of you read the content of the OP methinks. Many of the AI skeptics framed in the blog do not leverage agentic frameworks. In fact, they are explicitly turned off by how the chat interface cannot tackle large codebases as you can't just throw vector embeddings into the chat window. Thus, they write off AI completely.
In order to do this you need to set up your IDE and connect it to an API, either local or one of the paid services. I am not aware of any paid service that has an unlimited token plan through the API.
It doesn't matter if they offer unlimited tokens or not. You're not using unlimited tokens. What matters is how many tokens you need to get good results, and whether you can get that many tokens at a good price.
GitHub Copilot has a free tier these days. It's not 100% free no matter how much you use it but it's generous enough that you can get a feel for if it's worth paying for.
I do not have unlimited funds to plug in some token and burn a bunch of money when writing code.
I am gpu poor. I'm lucky that 8gb vram can run the smallest models. But the output is so poor that I lose out to anyone using a hosted service.
If anything this article shows that building great programs is less democratized than it once was.