The whole 'big balls' thing is a silly ad-hominem that weakens your argument.
I've worked with payment processing and some of the guys I saw makes 'big balls' look like an experienced and reliable custodian. Not to mention the high turnover, bargain priced overseas software outsourcing sweatshops.
"Ad-hominem" translates as "to the person" and means an argument that attacks the person they're arguing against rather than actually addressing the topic being discussed.
Here, the topic is a person. It's not an ad-hominem to describe facts about a person when your argument is explicitly about that person.
You're claiming that it's a logical fallacy to consider the conduct of people running an organization in order to evaluate its trustworthiness. That's absurd. Next time, take context into account when copy-pasting other people's arguments.
I've worked with payment processing and some of the guys I saw makes 'big balls' look like an experienced and reliable custodian. Not to mention the high turnover, bargain priced overseas software outsourcing sweatshops.