Agreed. When people say that we need to privatize something because the government is not doing its job effectively, I always think that the government is not doing its job effectively because of the lack of competition. If you just replace the governmental entity with a private entity, then you would end up with more problems than before. The better way to approach this would be to create a governmental entity that competes with the private sector. Each can keep the other in check with competition. For example, in the case of tax prep in the US, the government can set up a competing entity that makes the tax prep software and keep turbo tax in check.