Hoarding doesn't really imply how you got it, just that you stockpile once you do. I think you're bang on rationing - it's about assigning the fixed amount. The LLM provider does the rationing, the LLM user hoards their rations.

One could theoretically ration their rations out further... but that would require knowing the usage to the point to set the remaining fixed amounts - which is precisely whT's missing in the interface.