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It's a strong case for, perhaps, Algorand[1], but Bitcoin can no longer play this role properly. Transactions are too difficult and slow and the network is too expensive. And Lightning is not a real solution.

1. Specifically a stablecoin running on the network



Stablecoins are not decentral and would suffer the exact same censorability as Visa/MC. That does not improve the situation.


Why is Lightning not a solution, care to elaborate?


It's basically unused and difficult for even motivated users to set up. If it was going to work, it would have been successful by now.




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