The most basic thing an operating system should do is keep your files and information safe. Microsoft Windows has been steadily declining in that direction. It's time to punish them and let them see the consequences. It's time to switch to Linux Debian or Ubuntu.
I grew up with Windows 95. I don't think this is a new trend! To this day I would never trust any computer with my only copy of anything whatsoever that I care about. Three copies on different machines is the minimum if I intend to keep it.