What ass-backwards jurisdiction do you live in where any of the things you mention in this paragraph are true, let alone the notion that uninvolved bystanders would be responsible for the behavior of others?
Visa overstays are tracked and they may affect policy decisions on inmigration. Common in many countries not just the US.
>If you bank at ACME Bank, and then it turns out they were arms traffickers, your funds were pooled and helped launder their money, you are responsible by association .
I don't know if you've ever done international banking of any significant amount, but try receiving money from a Seychelle's account or something like that. In whatever jurisdiction you open an account in, you will share the reputation of that jurisdiction.
I'll add another one, spam in emails is combatted not only on a domain and IP reputation basis, but ip blocks or even ASN's can be marked for spam. And another one, opening a company in a jurisdiction might buy you the reputation of said jurisdiction.
Reputation is not only individual but group-based, this is because identities can be forged by an identity-provider, be it a passport-issuing country, an ASN, a Bank, a DoS company registry, etc..
So, it is my responsibility to prevent my neighbors from buying a high-end gaming PC for every member of their family, an induction stove, central A/C, and an electric car because my local power company might not be able to provide the contracted service. Right. The rest of your examples are just as poor as this one.
You seem to have confused "being responsible for" and "being affected by". I am affected by the effects that the geography of the region I live in has on the local weather. I am not responsible for that geography.
What ass-backwards jurisdiction do you live in where any of the things you mention in this paragraph are true, let alone the notion that uninvolved bystanders would be responsible for the behavior of others?