The linked blog post explains it. The spec can be implemented by open source software, but the upcoming (or now current?) update to the spec enables attestation, that is, it allows the auth provider to cryptographically verify which implementation the client is using. Under this scheme, auth providers can simply choose to no longer support open source implementations like KeePassXC, and since the spec authors have already claimed that KeePassXC is "non-compliant" because it doesn't ask for a PIN on every auth request, it seems likely that that would happen.
Then your version of KeyPass will not be signed and won't pass TPM checks and so the banking app will refuse to run unless you open the signed version?
