You can keep your device enslaved to Apple all you want. You don't have to use the administrator permissions on Windows if you don't want them. Some of us do want freedom
You've got it completely backwards that having the option to control your hardware means you, as an individual, are impacted by anything at all if you don't want to administrate your own device
And yet online banking still is a thing. If they're banning Android devices where you need to buy the right vendor and (from the perspective of a regular user) move heaven and earth to fricking read the data on your own device, then that absolutely has to go first for it to not be hypocritical
Online banking is broadly less convenient than the banking app on my phone. With online banking I need to login with my creds every time, with my phone it is secured with FaceID, so I basically just open the app and I'm good to go. This is secure because Apple prevents unsigned FaceID cameras from being used with the Secure Enclave, so an attacker can't just steal my phone, swap the FaceID for a component that always says "yes" to auth requests, and steal all my shit.
This is doubly a concern because phones are broadly much more easy to steal/lose than your computer. Additionally enabling FDE on my computer is not a big deal, but doing a full decrypt of my phone every time I wanted to open it would be onerous.
Mobile phones are just fundamentally different devices from desktops. I want my desktop to be open (and secure, but lean towards open). I want my phone to be secure and functional.
You can keep your device enslaved to Apple all you want. You don't have to use the administrator permissions on Windows if you don't want them. Some of us do want freedom
You've got it completely backwards that having the option to control your hardware means you, as an individual, are impacted by anything at all if you don't want to administrate your own device