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> cash makes me really think about what I'm buying. It doesn't poke you the same way when you tap a card

This may be generational, but I’m exactly the other way. Cash in my mind is “spent” when it leaves my bank account. Using it afterwards is less like spending money than, say, casino chips.

When I want to be unrestrained in spending, when say on vacation or treating a friend, I’ll take out cash and then spend a mix of cash and card. The card transactions feel real; the cash lets us splurge.



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