I use terminology today, which is also "fast." The major issue I run into with ghostty vs terminology is that ssh in ghostty is broken due to the terminfo thing. I don't fully understand why ghostty can't pretend to be a different terminal that remotes know about (for now), but I assume there's some reason.
Have you tried the suggestions in https://ghostty.org/docs/help/terminfo#ssh? I don't know what issue you may be experiencing but this solved my issue with using htop in an ssh session.
That is essentially the 2nd solution recommended. I think ghostty could do this itself as a hack. If the target binary is ssh (heuristic, but, ok), inject TERM=xterm-256color into env of the child process at launch.
I guess it isn't a huge deal to have every user to modify their ssh_config instead, but it's an ergonomic pain point for many new users.
Fast. Very fast. Good configuration and theming options too. Literally no lag, even with thousands of lines scrollback. It doesn't get in your way on your day to day terminal activities. Feels natural.
Everyone telling you that it's fast because iTerm2 is slow. Terminal.app is already faster than iTerm2 and on par o very close to most other alternatives in terms of speed.
I also used Terminal until recently and don't use any of the advanced features alternatives provide. The main reason to switch from Terminal.app is truecolor support. The terminfo thing is annoying but I just setenv TERM in ssh config. Better split panes is nice. Configuration in a text file is a matter of taste, but documentation is good.