They used to be ahead of the bunch 20 years ago. They sent out PGP encrypted transaction statements if you wanted. Then they degraded. I think of switching to a normal Sparkasse, they typically even can do account creation with EID l, have Wero and allow 2FA Hardware.

Absurd thing is that 1822 claims to make things much more secure but their 2FA reset with a single phone PIN is a joke.