I was told it's also illegal in the US for a hospital to bill you as uninsured if you have insurance.
You won't get in trouble but the hospital will, but if they ask if you have insurance and you say no when you do, that could change the situation.
Again, I'm not a lawyer but this was they told me once a few years ago because I got charged a ridiculous amount for something and wanted to see if it would be cheaper if I just paid without insurance considering my deductible was many thousands of dollars.
This is correct. I have been in situations where I am told the cash price and then "I cant tell you how much it will be with your insurance". Come to find out cash was A LOT cheaper. They cant undo it.
I have also been in a situation where insurance price was cheaper.
Thereinlies the problem..without know the price people CANNOT make an informed decision. There is no freemarket. This done on purpose and only happens in America.
You won't get in trouble but the hospital will, but if they ask if you have insurance and you say no when you do, that could change the situation.
Again, I'm not a lawyer but this was they told me once a few years ago because I got charged a ridiculous amount for something and wanted to see if it would be cheaper if I just paid without insurance considering my deductible was many thousands of dollars.