I think what they think is that power users and above are rounding errors, so damages are always negligible. And one thing I know as a longtime MS "customer" is that things that would allow their employee to collect and display a decapitated head of another employee gets done lightning quick, otherwise never happens. I guess I should be trying to find a way to cause it, weird thing to do, though.
MS thinks it knows better than you. It thinks its owns your data. Remember that this has happened before (7 years ago!): https://news.ycombinator.com/item?id=18189139