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Not paying does not absolve you of your contractual obligations though.

I had a service that I just stopped paying for once, assuming that they'd cancel my account when the money stopped coming. False - they kept billing me then sold my "debt" to a debt-collection firm who called me at work etc.



When I was young I learned this the very hard way. I moved. Called to cancel my cable service. Person said no problem, box up modem and leave it outside. I did that.

Never thought of it again for 4-5 years until I was trying to rent a place in my own name. Yep, the retention specialist 5 years ago met his numbers by NOT cancelling me out. So I had something like an extra 12 months of charges plus modem cost plus a credit hit.

Because I really need this place to live in (3 others were depending on it/me) I ended up coughing up a ton of money. Lessons learned.


Sounds like in that case you were a victim of fraud rather than avoiding your contractual obligations?


"fraud" is when you don't have lawyers to get you out of the problem.




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