If you don’t expect the police to do anything about it, why file a formal report?
It’s possible to even go to the station, speak with the on duty officer, find out that they’ll basically do nothing and decide to not waste any more time on that. Such a conversation will not show up in any statistics, ditto an equivalent phone call.
For substantial losses, insurance claims make more sense. If it’s something that’s close in cost to the deductible and you expect your insurance premiums to go up after a claim, most people would not even submit that - there is not much pay off and higher premiums to worry about. So a lot of these costs are basically absorbed by the victims and statistics end up looking better than they should.
In my general area, 20-30 years ago, I’d sometimes forget to close the front door when I left (as in wide open, visible from the street). Nothing ever happened. A year ago, I forgot to lock the car at night - interior got ransacked and turned upside down. There wasn’t anything of value in there, but it sure left me feeling a lot less safe…
> If you don’t expect the police to do anything about it, why file a formal report?
Because your insurance demands a formal report (because if you lie to the police it's a marginally more serious crime than if you lie to your insurance agent).
Only, if the claim is worth it - most people have a deductible and insurance premiums will go up after a claim, so damage has to be substantial. That still leaves a lot of room for crime that didn’t result in enough damage on a given incident to justify a claim, but ensures the community does not feel safe and still goes unreported in these statistics.
It’s possible to even go to the station, speak with the on duty officer, find out that they’ll basically do nothing and decide to not waste any more time on that. Such a conversation will not show up in any statistics, ditto an equivalent phone call.
For substantial losses, insurance claims make more sense. If it’s something that’s close in cost to the deductible and you expect your insurance premiums to go up after a claim, most people would not even submit that - there is not much pay off and higher premiums to worry about. So a lot of these costs are basically absorbed by the victims and statistics end up looking better than they should.
In my general area, 20-30 years ago, I’d sometimes forget to close the front door when I left (as in wide open, visible from the street). Nothing ever happened. A year ago, I forgot to lock the car at night - interior got ransacked and turned upside down. There wasn’t anything of value in there, but it sure left me feeling a lot less safe…